Objective

The role aims to identify, assess, and mitigate credit risks within the organization. It involves advising on credit policies, strategies, and risk assessment methodologies. The objective is to minimize potential credit losses and ensure regulatory compliance.

Description

Advises on credit risk management and mitigation strategies.

Sample Questions

• How to evaluate credit risk effectively?
• What strategies best mitigate credit risk?
• How to integrate Basel III into risk models?
• How to ensure regulatory compliance in credit risk?

Key Functions

Risk identification, credit risk assessment, advising on risk mitigation strategies, developing credit policies, monitoring credit portfolio, reporting on credit risk exposures, ensuring regulatory compliance, liaising with internal stakeholders, conducting risk training, and improving risk management systems.

Required Skills

Credit risk analysis, risk management, financial analysis, knowledge of credit products, data analysis, risk modeling, credit scoring systems, knowledge of regulatory standards, portfolio management, risk reporting, stress testing, Basel III and IV, credit derivatives.